Getting Started
158 sources in the library on getting started, 19 on this page cited in a published note. Each one says what the document covers and what it is good for. Name a source to see which document it is and where to read it. One at a time. Page 1 of 4.
- very strong RN-CDLNT7 cited
Health and Safety Executive
The specific HSE information sheet behind the dust advice, with the numbers a note can quote. Names three types of construction dust: silica dust, also called respirable crystalline silica, from concrete, mortar and sandstone; wood dust from softwood, hardwood and wood-based products including MDF and plywood; and other general dust from materials with little or no silica, most commonly gypsum as in plasterboard, limestone, marble and dolomite. States that over 500 construction workers are believed to die from exposure to silica dust every year, and that the main dust-related diseases are lung cancer, silicosis, chronic obstructive pulmonary disease and asthma, most developing slowly though advanced silicosis and asthma can come on quickly. The legal framework is the Control of Substances Hazardous to Health Regulations 2002, and the three required steps are Assess, Control and Review. On damping down it corrects a common site habit: water needs enough supply at the right levels for the whole time the work is being done, and just wetting the material beforehand does not work. High dust levels come from high-energy tools such as cut-off saws, grinders and grit blasters.
Cited in How to Insulate a Loft (DIY), How to Tile a Wall or Floor, Interior Finishes: The Complete UK Guide (2026), Kitchen Worktops Compared: Quartz, Granite, Laminate.
- very strong RN-D7GLU7 cited
Health and Safety Executive
HSE page (updated 7 October 2025) defining a domestic client under CDM 2015 as any individual having construction work done on their own home or a family member's home that is not part of a business. On a single-contractor project the contractor automatically takes on the client's legal duties; where there is more than one contractor the principal contractor takes them on, unless the client makes a written agreement for the designer to act as principal designer.
Cited in Church Conversion Cost: 2026 UK Price Guide, Project Managing Your Own Renovation.
- very strong RN-KBNHMB cited
HM Revenue & Customs
HMRC's main VAT notice for building work, last updated 26 August 2026. Sets out that construction of a new building and work to an existing building is normally standard rated at 20%, with exceptions: 0% for new qualifying dwellings and for housing association conversions of non-residential buildings, and 5% for a 'changed number of dwellings' conversion (section 7) and for renovation or alteration of a dwelling not lived in during the 2 years immediately before work starts (section 8, conditions at 8.1.2 and 8.3). Cites the law: VAT Act 1994 section 30 and Schedule 8 Group 5 for zero rating, section 29A and Schedule 7A Groups 6 and 7 for the reduced rate. Also explains the developer input tax block on goods that are not building materials (VAT (Input Tax) Order 1992 articles 2 and 6) and points self builders to the DIY housebuilders refund scheme.
Cited in Average Loft Conversion Cost: Real 2026 Breakdown by Type, Bedroom Extension Cost: 2026 UK Price Guide, Bringing an Old Building Price to Today's Money, Build Basement Cost: 2026 UK Price Guide and 8 more.
- very strong RN-H7G3T3 cited
HM Revenue & Customs
The DIY housebuilders' scheme lets someone building a new home, or converting a non-residential building into one, reclaim VAT on building materials. Work completed before 5 December 2023 had to be claimed within 3 months of completion; work completed on or after that date must be claimed within 6 months. Only one claim can be made per person and the HMRC DIY enquiries line is 0300 322 7073.
- very strong RN-9KXRWL cited
HM Revenue and Customs
The section that kills the persistent claim that work to a listed building is VAT free. With effect from 1 October 2012 the zero rate for the first grant of a major interest in a substantially reconstructed protected building was withdrawn in cases where zero rating relied on three-fifths of the work, measured by cost, being approved alterations. The transitional relief that softened the change expired on 30 September 2015, and was only ever available where a relevant consent was applied for or a written contract entered into before 21 March 2012, or where 10 per cent of the substantial reconstruction was complete before that date. Zero rating survives only where the first grant of a major interest relates to a protected building substantially reconstructed from a shell. Defines a major interest as the freehold, in Scotland the absolute interest, or a lease of over 21 years, though not less than 20 years in Scotland. Ordinary alteration work to an occupied listed home is therefore standard rated at 20 per cent.
Cited in Reclamation Yards & Salvage: Buying Reclaimed Materials.
- very strong RN-ZYLCD2 cited
HM Revenue and Customs
The 5 per cent conversion rate and, importantly, what it does not cover. A qualifying conversion into single household dwellings arises where the premises after conversion contain a greater or lower number, but not fewer than one, of single household dwellings, and includes a property never lived in such as an office block or a barn, a bedsit block, non-self-contained living accommodation such as staff rooms above a pub, and a dwelling previously adapted in its entirety to another use such as offices or a dental practice. It expressly does not include the creation of living accommodation that is not a single household dwelling, naming most granny annexes and additional bedrooms at a care home, nor the renovation of living accommodation used for other purposes without adaptation, such as a flat above a shop used for storage, which is directed instead to the section 8 empty homes rate. Paragraph 7.3.1 makes clear that work unrelated to changing the number of dwellings cannot be reduced rated, and works three examples through a block of sixteen flats showing that parts of a building are examined independently. Goods that are not building materials, such as carpets or fitted bedroom furniture, remain standard rated along with their installation.
Cited in Church Conversion Cost: 2026 UK Price Guide, Who Buys the Materials: You or the Builder?.
- very strong RN-FX7S48 cited
HM Revenue and Customs
The section that carries the 5 per cent empty home rate, which most renovation budgets miss. A contractor may charge VAT at 5 per cent instead of 20 per cent on renovating or altering an eligible dwelling that has not been lived in during the 2 years immediately before the work starts. Paragraph 8.3.2 sets out what proves the two years: Electoral Roll and Council Tax records, utilities companies, or an Empty Property Officer at the local authority, and states that a letter from an Empty Property Officer certifying two years empty is sufficient on its own with no other evidence needed. Paragraph 8.3.3 lists occupation that can be ignored: illegal occupation by squatters, occupation by guardians installed to deter squatters and vandals, and non-residential use such as business storage, but expressly not occasional use as a second home, which defeats the relief. Paragraph 8.3.4 allows the reduced rate to continue on all the work even where people move in while the work is carried out, provided the two-year test was met when work started. Goods that are not building materials, such as carpets or fitted bedroom furniture, must still be standard rated including the installation charge.
Cited in Roof Repair Costs & Common Problems (UK), Who Buys the Materials: You or the Builder?.
- very strong RN-26FMBT cited
HM Revenue and Customs
HMRC's internal manual chapter on the approved alteration zero rate, whose very title fixes the date the relief ended: the rules it explains are those prior to 1 October 2012, so a note that still tells readers to claim zero-rated VAT on approved alterations to a listed home is out of date by more than a decade. Manual published 19 March 2016 and updated 4 August 2026. The chapter contents show what the old test required and remains useful for pre-2012 work and for understanding the terms still used: VCONST08100 the basic conditions for zero-rating, VCONST08200 whether the work is to a protected building, VCONST08300 whether the work is an approved alteration, VCONST08350 whether the work is approved, VCONST08450 the distinction between alterations and repair or maintenance, VCONST08550 incidental alterations, VCONST08600 structures in the curtilage of a building, VCONST08700 certificates, VCONST08750 services excluded from zero-rating and VCONST08800 apportionment.
Cited in Reclamation Yards & Salvage: Buying Reclaimed Materials.
- very strong RN-RVXVV0 cited
HM Revenue and Customs
Carries the actual deduction rates, which explain the difference between two builders' quotes and the numbers on a subcontractor's payment statement. A contractor must deduct 20 per cent from payments to a registered subcontractor, called net payment status or payment under deduction, and pass it to HMRC as an advance payment towards the subcontractor's tax and National Insurance. If the subcontractor is not registered for the scheme, the contractor must deduct 30 per cent instead. A subcontractor who does not want deductions taken in advance can apply for gross payment status, which also registers them for CIS. Registration applies to a sole trader, the owner of a limited company, or a partner in a partnership or trust, and is not required of an employee.
Cited in What an Hour of Labour Actually Costs.
- very strong RN-6MMER0 cited
Ministry of Housing, Communities and Local Government
The current NPPF, published 17 August 2026 (130 pages), replacing the framework first published March 2012 and revised July 2018, February 2019, July 2021, September 2023, December 2023 and December 2024, and also replacing Planning policy for traveller sites. The single most important thing about this edition for anyone citing it: the framework has been completely restructured from continuously numbered paragraphs into lettered and numbered policies, so every existing citation of an NPPF paragraph number is now stale. The chapters are Plan-making (PM1 to 17), Decision-making (DM1 to 10), Achieving sustainable development (S1 to 6), Climate change (CC1 to 3), Homes (HO1 to 13), Economy (E1 to 4), Town centres (TC1 to 4), Communications (CO1 to 2), Clean energy and water (W1 to 4), Minerals (M1 to 6), Making effective use of land (L1 to 3), Green Belt (GB1 to 8), Well-designed places (DP1 to 4), Transport (TR1 to 8), Healthy communities (HC1 to 8), Pollution (P1 to 6), Flood risk (F1 to 9), Natural environment (N1 to 6) and Historic environment (HE1 to 10). Policy GB7(1)(b) is the one homeowners meet: the reuse, extension, alteration or replacement of an existing building is not inappropriate development in the Green Belt provided the existing building is of permanent and substantial construction, is lawful in planning terms, and any extension or alteration will not result in a disproportionate increase in size compared to the original building, with footnote 40 defining the original building as the building that existed on 1 July 1948 or, if later, as it was originally built. Policy HE5(2)(c) now defines substantial harm expressly, as where a development proposal would seriously affect a key element of a heritage asset significance, and HE4(2) requires clear and convincing justification for any harm to a designated heritage asset.
Cited in Renovate or Rebuild? How to Decide.
- very strong RN-Y19S87 cited
Office for Product Safety and Standards and Ministry of Housing, Communities and Local Government
Names the Office for Product Safety and Standards as the UK regulator for construction products and most consumer goods, a role it took on in April 2021, funded by and acting on behalf of MHCLG. Confirms the enforced legislation is the Construction Products Regulations 2013 as amended by the Construction Products (Amendment) Regulations 2022, which gave OPSS its enforcement powers. Records that the Grenfell Tower Inquiry final report was published on 4 September 2024, the Government response on 26 February 2025 accepting all 58 recommendations, and a Construction Products Reform White Paper on 25 February 2026 proposing reform of testing, certification, product information and enforcement. OPSS carries out product testing, site inspections and technical documentation reviews, responded to over 100 non-compliance allegations in 2023, and publishes construction product safety alerts, reports and recalls.
- very strong RN-O7TO5H cited
Scottish Government (gov.scot)
SCOTLAND, with no England equivalent: a seller in Scotland must commission a Home Report before marketing, where an England seller commissions nothing and the buyer pays for their own survey. Introduced in 2008 to give buyers and sellers better information on property condition before offers are placed, to stop duplicate surveys and valuations, and to stop artificially low asking prices. The Home Report comprises three documents: an Energy Report, a Property Questionnaire and a Single Survey, and only surveyors registered with or authorised to practise by RICS may produce the Single Survey. It was developed with the Home Report Implementation Group, whose members included RICS, the Law Society of Scotland, the Council of Mortgage Lenders, the National Association of Estate Agents and Citizens Advice Scotland. A five-year review followed a December 2013 consultation and a January 2015 research report.
- very strong RN-37ODVX cited
The National Archives (legislation.gov.uk)
Regulation 12(1) applies to anyone intending to carry out building work, replace or renovate a thermal element, change a building's energy status or make a material change of use. Regulation 12(2) requires that person to give the relevant authority either a building notice under regulation 13 or an application for building control approval with full plans under regulation 14. Full plans are compulsory where the Regulatory Reform (Fire Safety) Order 2005 applies (12(3)), where the building fronts onto a private street (12(4)) and where paragraph H4 of Schedule 1 applies (12(5)). Regulation 12(6) exempts work done by a competent person listed in Schedule 3, work listed in Schedule 4, and work inspected by a Schedule 3A third party certifier appointed before work starts. Regulation 12(6A) still requires notification for Part P electrical work consisting of a new circuit, a consumer unit replacement, or any addition or alteration to existing circuits in a special location such as the zone around a bath or shower. Regulation 12(8) allows a building notice after the event for emergency repairs. Text is up to date to 7 September 2026.
Cited in Building Notice vs Full Plans Application, Building Regulations Explained for Homeowners, Removing a Load-Bearing Wall: Cost, Steel Beams, Process.
- very strong RN-NUL2UK cited
Welsh Government (gov.wales)
WALES. The Welsh Government publishes its own Approved Documents, and this collection page, last updated 19 June 2025, lists them with their current dates so the right edition can be cited: A structure 3 April 2017, B fire safety 19 June 2025, C site preparation and resistance to contaminants and moisture 3 April 2017, D toxic substances 3 April 2017, E resistance to the passage of sound 13 April 2022, F ventilation 7 April 2026, G sanitation, hot water safety and water efficiency 10 May 2023, H drainage and waste disposal 3 April 2017, J combustion appliances 6 January 2025, K protection from falling 19 March 2025, L conservation of fuel and power 7 April 2026, M access 20 March 2025, N glazing 5 April 2017, O overheating, P electrical safety, Q security and R volumes 1 and 2. Wales still has a live Approved Document N on glazing safety, opening and cleaning, which England withdrew in 2013 when its content moved into Part K, so an England-based note that says Part N no longer exists is wrong for Wales.
- strong RN-25YUC4 cited
Royal Institution of Chartered Surveyors
The RICS professional statement that defines the three survey levels a homebuyer is offered, and the standard a note should cite instead of describing surveys loosely. Page updated 17 June 2026. The 1st edition was published in 2019 and became effective in 2021; it sets mandatory requirements for RICS members and regulated firms in the UK delivering residential property surveys, and it replaced and harmonised the earlier RICS residential survey publications. It defines four report products, RICS Home Survey Level 1, Level 2 (survey only), Level 2 (survey and valuation) and Level 3, and a member needs a Home Surveys Licence to produce any of them. The old report formats were permitted only during a transition period from 1 March to 31 August 2021, and the new reports have been mandatory since 1 September 2021. The standard is currently under review: a public consultation on a 2nd edition ran from 19 August to 14 October 2025, informed by a survey of 325 members and a UK consumer survey of over 1,400 homeowners, with proposed changes covering AI and drone or camera-pole technology, greater clarity on survey levels, optional valuation at all levels, guidance for additional risk dwellings, and retrofit assessments. RICS states members should continue to use the 1st edition until the 2nd edition takes full effect, so any note dating the change should say the 2nd edition is not yet in force.
- strong RN-K45EY4 cited
Royal Institution of Chartered Surveyors
The rulebook behind every professional cost per square metre figure, and free to download as a PDF from RICS, which makes it directly citable rather than paraphrased. NRM 1 is issued by the RICS Quantity Surveying and Construction Professional Group as one of a suite of three (NRM 1 order of cost estimating and cost planning, NRM 2 detailed measurement for building works, NRM 3 order of cost estimating and elemental cost planning for building maintenance works), all reissued in October 2022 as practice information having been published in October 2021 as guidance notes, with no material change to content. NRM 1 covers quantification of building works for cost estimates and cost plans, and also how to quantify the items that are not measurable building work: preliminaries, overheads and profit, project team and design team fees, risk allowances, inflation, and other development and project costs. It sets out the floor area method for order of cost estimates and defines the terms a note should use precisely: cost per m2 of gross internal floor area (cost/m2 of GIFA) is the unit rate which, when multiplied by the gross internal floor area, gives the total building works estimate, and gross internal floor area (GIFA, also gross internal area or GIA) is defined in Appendix A with reference to the latest edition of the RICS Code of Measuring Practice. It also distinguishes GEA (gross external area) and NIA (net internal area). This is the source to cite for why a cost per m2 figure is meaningless without stating which area basis it uses.
Cited in Quantity Surveyors for Homeowners: Do You Need One, Quote vs Estimate: What's the Difference.
- strong RN-3UXQIL cited
Royal Institution of Chartered Surveyors
The RICS scope table for a Level 1 survey, useful for a note explaining why the cheapest survey misses things. A Level 1 is a visual inspection less extensive than Level 2 or 3, with no tests of building fabric or services, no detailed advice on repairs, and RICS states it is better suited to conventionally built, modern dwellings in satisfactory condition. Concretely: windows are opened at a minimum of one on each elevation; in the roof space the member will NOT remove secured access panels or lift insulation, stored goods or other contents, and inspects only what can be seen from the access hatch; floors are inspected at the surface only with no lifting of carpets, floor coverings or floorboards, no moving of furniture and no hatch lifting or inverted head and shoulders inspection, although a heel-drop deflection test is still done; and inspection chamber covers to drains and septic tanks are NOT lifted. RICS advises the client to consider upgrading to Level 2 or 3 before the service is undertaken if more detailed advice is needed.
- fair RN-NQEPBP cited
HomeOwners Alliance
2026 loft conversion costs by type and by house type. Average across the UK about £50,000. Velux or rooflight conversion £27,500, dormer £50,000, hip to gable £60,000, mansard £65,000. By house type: semi detached £50,000, terrace with a dormer around £50,000, detached £62,500, bungalow £75,000. Rate per square metre £1,250 to £2,500 per m2, applied to the usable gross internal area measured where headroom is 1.5m or above. Element costs within a £50,000 dormer: stairs £1,000 to £1,500 for a standard flight, flooring £15 to £25 per m2 for vinyl or £10 to £65 per m2 for carpet, labour £14,000 to £35,000. Loft insulation costs cited from the Energy Saving Trust at about £900 for a three bedroom semi, £1,100 detached and £1,200 for a detached bungalow, saving about £300 a year. DIY on suitable elements can cut up to 40% of labour.
Cited in Hip-to-Gable Loft Conversions Explained.
- fair RN-5XVH97 cited
Which?
Which? loft conversion costing, updated 24 April 2026, using Building Cost Information Service data from 2025 with VAT included. Benchmarks a small conversion as 4 x 5 metres with two windows and a large conversion as 12 x 7 metres with four windows. Gives the budget split: labour 35 to 40%, materials 25 to 30%, fixtures and fittings 10 to 15%, planning and permissions up to 5%, and a contingency of no less than 10%, raised to 15 to 20% where structural work is involved. On value, a 2025 Nationwide report is cited: a loft conversion can add up to 24% to a property's value, a 10% increase in floor space adds about 5% to the price of a typical house, and adding a large double bedroom of about 13 m2 plus a bathroom to a three bedroom one bathroom house can add as much as 24%. On buildability, houses built before 1970 usually have open self supporting rafters and are easier to convert, while houses built after about 1970 tend to have trussed roofs, which need more structural work and can double the cost. Most conversions fall under permitted development, but an application where needed can cost up to £1,000.
Cited in Loft Conversion Mistakes to Avoid.
- very strong RN-4ATLE5
Building Control Northern Ireland (the 11 district councils)
NORTHERN IRELAND. The Northern Ireland Building Regulations are made by the Department of Finance and administered by the 11 DISTRICT COUNCILS, so there is no private sector alternative: Northern Ireland has no approved inspectors and no registered building control approvers, and the England route of appointing a private building control body simply does not exist. The page lists the Building Regulations (Northern Ireland) 2012 with the amending regulations of 2014, 2016 and 2022, and links the current and historical Technical Booklets plus the contraventions and appeals route. The regulations are intended to secure the safety, health, welfare and convenience of people in and around buildings and to further the conservation of fuel and energy. The site names all 11 councils including Belfast City, Derry City and Strabane, Lisburn and Castlereagh, Newry Mourne and Down, Mid Ulster and Fermanagh and Omagh.
- very strong RN-LNQ9GJ
Revenue Scotland
The Scottish replacement for Stamp Duty Land Tax, which every England-written renovation note gets wrong for Scottish readers. LBTT replaced UK Stamp Duty Land Tax in Scotland from 1 April 2015 and is collected by Revenue Scotland, not HMRC. Its structure is progressive in the same way as SDLT: the percentage rate for each band applies only to the part of the price above the relevant threshold and up to the next, and nothing is payable below the first threshold. Separate rate and band tables exist for residential properties, residential property with the Additional Dwelling Supplement, non-residential properties and commercial leases. The Additional Dwelling Supplement is the Scottish equivalent of the higher rates for additional properties. Revenue Scotland also administers the Scottish Landfill Tax, the Scottish Aggregates Tax and the Scottish Building Safety Levy, and publishes a tax calculator and legislation guidance.
- very strong RN-6PQK9U
UK Health Security Agency (UKradon)
UKHSA recommends that radon levels be reduced in homes where the average exceeds 200 becquerels per cubic metre, the Action Level, and states that this recommendation is endorsed by Government. The Action Level refers to the annual average concentration, so a valid measurement uses two detectors, one in a bedroom and one in a living room, left in place for three months to average out short-term fluctuations. Separately defines a Target Level of 100 Bq per cubic metre as the ideal outcome of remediation in existing buildings and of protective measures in new buildings, and advises that where a result falls between the Target and Action Levels action to reduce the level should still be considered, especially where a smoker or ex-smoker lives in the home. Radon is described as a colourless, odourless radioactive gas formed by decay of naturally occurring uranium in rocks and soils.
- very strong RN-R54RCK
Department for Business and Trade
Published 31 March 2026, last updated 21 August 2026, and applying to England, Scotland and Wales. States that the UK continues to recognise the CE marking alongside or in place of the UKCA marking for the Great Britain market under the Product Safety and Metrology (Amendment) Regulations 2024, so a CE marked product remains lawful to place on the GB market and manufacturers may choose either route. Sets out the UKCA and CE regimes spanning over 20 product types, and the duties of each economic operator: the manufacturer designs and marks the product, applies identification details (name, trade name or trademark and postal address) and retains the technical documentation. Northern Ireland uses CE or CE and UKNI marking instead, and the UKCA marking does not apply in Guernsey, Jersey, the Isle of Man or the British Overseas Territories.
- very strong RN-C20YEY
Department for Energy Security and Net Zero
A closed scheme that still binds new owners, which is a trap for anyone buying a property to renovate. The Green Deal is closed to new applicants, but where a property carries a Green Deal loan the liability travels with the property: whoever moves in is responsible for repaying it, through a charge added to the electricity bill, and can change electricity supplier only to one participating in the scheme. A seller or landlord is legally required to tell a buyer or tenant that a Green Deal loan exists, that they will be responsible for it, and to show them the Energy Performance Certificate before they move in; the EPC states what improvements were made and how much remains to be repaid. Early repayment is possible but may attract extra costs, notified by the company managing the loan. Complaints go to the Green Deal provider first, whose details are on the EPC, or to the DESNZ Green Deal team if the provider has ceased trading; if unresolved within 8 weeks the complaint goes to the Financial Ombudsman Service for mis-selling and other financial issues, or to the Energy Ombudsman for poor installation work or non-disclosure by a seller or landlord.
- very strong RN-2PCYXZ
Drinking Water Inspectorate
The regulator's account of lead pipework, useful for any period-property or plumbing note. States that before 1970 lead pipework was commonly used to connect properties to the mains, that its use has since been banned, and that a home built before 1970 may have lead pipes while one built after 1970 is unlikely to. Gives a homeowner identification test at the internal stop tap: unpainted lead appears dull grey, often with a swollen joint next to the tap, and is soft enough that a gentle scrape with a coin shows shiny silver metal beneath, with disposable gloves worn and dust not inhaled; contrasts copper as bright, hard and dull brown, iron as dark, very hard and possibly rusty, and plastic as typically blue, or grey or black if older. Explains that lead dissolves while water stands in the pipe, with concentration depending on standing time, pipe condition, temperature (more dissolves in summer and autumn) and water hardness, since harder water forms a protective scale. Notes that water companies dose with orthophosphate where a risk exists, and that a less common cause is the illegal use of lead-based solder on copper pipe, lead solder remaining permitted only in closed central heating systems. Warns lead accumulates in the body, with infants including unborn babies and children most at risk of effects on mental development, and adults at risk of kidney, heart and circulatory harm.
- very strong RN-33L9HJ
GOV.UK
The council grant for adapting a home, and what work it can pay for. Eligibility covers physical disability, learning disability, age-related needs, autism, cognitive impairment such as dementia, a progressive condition such as motor neurone disease, terminal illness and mental health conditions. The listed works are wide enough to cover substantial building work: widening doors and installing ramps or grab rails, improving access to rooms and facilities with a stairlift or level access shower, improving access to the garden, building an extension such as a downstairs bedroom, providing a heating system suitable for the applicant's needs, and adapting heating or lighting controls. Confirms a Disabled Facilities Grant does not affect any other benefits the applicant receives.
- very strong RN-JPYSJ1
GOV.UK
Carries the maximum grant by nation, which differs across the UK and is the figure most articles quote wrongly. England up to 30,000 pounds, Wales up to 36,000 pounds, Northern Ireland up to 25,000 pounds, and in Scotland Disabled Facilities Grants are not available at all, with support instead provided through equipment and adaptations schemes. Some councils may give more. The award is means tested on household income and household savings over 6,000 pounds, but disabled children under 18 can get a grant without their parents' income being taken into account, and landlords can get one without their income and savings being assessed, though the council may require the property to be let to another disabled person if the tenant moves within 5 years. Warns that starting work before the council approves the application may mean no grant at all. Payment is either in instalments as work progresses or in full on completion, paid to the contractor directly or through the applicant, and where the applicant or a relative does the work the council will normally only accept invoices for materials or services bought.
- very strong RN-DMB7DI
GOV.UK
Sets out that councils may charge a second homes premium of up to 2 times the normal Council Tax, and an empty home premium once a property has been empty for a year, rising to up to 4 times the normal bill after 10 years empty. Both premiums can be waived for up to 12 months where the property is being marketed, is in probate, or is undergoing major repairs, and derelict homes are exempt.
- very strong RN-4A5HVQ
Health and Safety Executive
HSE guidance (updated 22 June 2026) stating that over 500 construction workers are believed to die each year from silica dust exposure, and that construction dust causes lung cancer, asthma, COPD and silicosis. Dust control is a legal duty under the COSHH Regulations, following an assess, control and review model, with detailed guidance in construction information sheet CIS 36.
- very strong RN-NVUJOF
Health and Safety Executive
HSE guidance (updated 22 November 2024) confirming demolition is construction work under CDM 2015. The client must give the local authority at least 6 weeks' notice before demolition starts and must have a refurbishment or demolition asbestos survey carried out by a competent surveyor before contractors begin. The method of demolition must be set out in writing by a competent person, exclusion zones must keep debris within the site boundary, and top-down demolition is preferred on confined urban sites.
- very strong RN-905SBO
Health and Safety Executive
HSE's dutyholder table for CDM 2015. Defines a domestic client as someone having construction work done on their own home, or a family member's home, that is not part of a business; domestic clients are in scope but their client duties normally transfer to the contractor on a single contractor project and to the principal contractor where there is more than one contractor, unless the domestic client instead makes a written agreement with the principal designer to carry out the client duties. Commercial clients must make suitable arrangements for managing the project, appoint other dutyholders, allocate sufficient time and resources, prepare and provide relevant information, ensure the principal designer and principal contractor carry out their duties, and ensure welfare facilities are provided. Designers must eliminate, reduce or control foreseeable risks arising during construction and during maintenance and use. Principal designers are designers appointed by the client on projects involving more than one contractor.
- very strong RN-LAXEYE
HM Revenue & Customs
Form VAT431C and notes for reclaiming VAT when converting an existing non-residential building into a dwelling. Published 5 December 2023, updated 25 January 2024. Requires the building regulations completion certificate, planning permission evidence and conversion plans; claims must be made within 6 months of completion (3 months for conversions completed before 5 December 2023). Postal claims go to BT&C VAT, HMRC, BX9 1WR and original documents should not be sent.
- very strong RN-Q24A2A
HM Revenue & Customs
HMRC guidance (published 5 December 2023, updated 6 November 2025) on claiming back VAT on building materials for a self-built new home. Claims must be made no more than 6 months after completion for builds completed on or after 5 December 2023 (3 months for earlier completions). Sets out what a VAT invoice must show, including the customer's name and address on invoices over £250, and gives processing times of 3 weeks for online claims and 6 weeks by post.
- very strong RN-GLZAMU
HM Revenue & Customs (GOV.UK)
The SDLT band table for a single residential property: zero up to 125,000 pounds, 2% on the portion from 125,001 to 250,000 pounds, 5% from 250,001 to 925,000 pounds, 10% from 925,001 to 1.5 million pounds and 12% above 1.5 million pounds. A 5% surcharge is usually added on top of these rates if the buyer already owns another residential property. HMRC's worked example gives 4,750 pounds on a 295,000 pound purchase (0 plus 2,500 plus 2,250). New residential leaseholds pay SDLT on the lease premium at these rates, plus 1% on the portion of the net present value of rent above the 125,000 pound threshold; this does not apply to assigned leases. This is the moving cost that has to be set against an extension or loft conversion budget.
- very strong RN-1X77D2
HM Revenue and Customs
Defines the boundary of the scheme, which decides whether a given trade's invoice should carry a CIS deduction. Work covered is most construction work to a permanent or temporary building or structure and civil engineering such as roads and bridges, and expressly includes preparing the site such as laying foundations and access works, demolition and dismantling, building work, alterations, repairs and decorating, installing systems for heating, lighting, power, water and ventilation, and cleaning the inside of buildings after construction work. The listed exceptions are architecture and surveying, scaffolding hire with no labour, carpet fitting, making materials used in construction including plant and machinery, delivering materials, and work on construction sites that is clearly not construction such as running a canteen. Confirms contractors must register but subcontractors need not, though unregistered subcontractors suffer deductions at a higher rate, and that the same rules apply to a business based outside the UK doing construction work in the UK.
- very strong RN-TBNA5T
HM Revenue and Customs
The single most useful correction for any derelict-property or doer-upper note. HMRC states flatly that there is no tax relief and no lower rate of SDLT for uninhabitable properties, that a very high proportion of repayment claims in this area are wrong, and that buyers should be cautious about being misled by repayment agents. Being suitable for use as a dwelling is not the same as being ready for immediate occupation, and if a building retains the character or identity of a residential property it is wholly residential for SDLT despite disrepair. Lists the defects that expressly do not make a property unsuitable for use as a dwelling, even in combination: temporary removal of bathroom or kitchen facilities before sale, substantial repair or replacement of windows, floors, doors or roof, replacement boiler and pipework, unsafe electrical wiring, services switched off, pest infestation, damp proofing needed or plasterboard damage, flood damage, the presence of asbestos, and structural defects that can be repaired. Past use as a dwelling is a strong indicator of suitability. Cites the Court of Appeal in Amarjeet and Tajinder Mudan [2025] EWCA Civ 799 as now legally binding, upholding the Upper Tribunal at [2024] UKUT 307 (TCC). Manual published 19 March 2016, updated 1 September 2026.
- very strong RN-YP8R7O
HM Revenue and Customs
The five conditions that must all be met for a sale to be free of Capital Gains Tax under Private Residence Relief, two of which renovation choices can break. You must have one home and have lived in it as your main home for the whole period of ownership; you must not have let part of it out, though having a lodger does not count; you must not have used part of the home exclusively for business purposes, and using a room as a temporary or occasional office expressly does not count as exclusive business use; the grounds including all buildings must be less than 5,000 square metres, just over an acre; and you must not have bought it just to make a gain. Where all apply the relief is automatic and no tax is due; where any fails there may be tax to pay. Married couples and civil partners can only count one property as their main home at any one time. The exclusive-business-use point is what a dedicated garden office or converted consulting room can trigger.
- very strong RN-6V9WLL
HM Revenue and Customs
The duties that attach to anyone who pays subcontractors for construction work, which matters for a homeowner acting as their own main contractor and for judging whether a builder is operating properly. Registration as a contractor is required if you pay subcontractors to do construction work, or if your business does not do construction work but has spent more than 3 million pounds on construction in the 12 months since the first payment. The six rules are: register before taking on the first subcontractor; check whether the person should be employed rather than subcontracted, with a penalty if they should be an employee; verify with HMRC that subcontractors are registered with CIS; make deductions from payments and pay them to HMRC, the deductions counting as advance payments towards the subcontractor's tax and National Insurance; file monthly returns and keep full CIS records, with a penalty for failing to; and notify HMRC of changes to the business.
- very strong RN-WAUO83
Homes England
Establishes what the government's housing and regeneration agency actually does, which matters because renovation articles often name Homes England as a source of homeowner grants when its remit is different. Its stated functions are to use its powers, expertise, land, capital and influence to form partnerships bridging public and private sector delivery of new homes and regeneration; to champion sustainable, well-designed homes and places; and to support a more resilient, diverse and innovative housing sector by helping new market entrants and small and medium-sized enterprises grow, encouraging greater use of modern methods of construction, and promoting attention to building safety. It names its partners as local authorities, housebuilders, investors and developers, not individual homeowners, and it now also operates the National Housing Bank. Its strategic plan sets out its mission and strategic objectives.
- very strong RN-KO2L0L
Homes England (GOV.UK)
Confirms the Help to Build equity loan is closed to new applications in England. For existing borrowers: a £1 monthly management fee, 3 years to build the home, no interest for the first 5 years, then 1.75 per cent in year 6 (an £80,000 loan costs £1,400 a year, or £116.67 a month) rising from year 7 in line with CPI plus 2 per cent. Homes England contact 01158 526 934.